PRODUCTS
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Arlington West Apartments - Greenville NC
$8,750,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Pinebrook Apartments - Jacksonville FL
$26,200,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
City View Apartments - Athens GA
$2,300,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Four Seasons Townhomes
$7,500,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Ashley Oaks/Park Place Apartments -
Perry/Hawkinsville GA
$5,175,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Lenoir NC Apt Portfolio
$1,450,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Madison Park Apartments
$16,900,000
"I can say you approach the real estate transactions more like a business partner or advisor rather than just a broker; offering guidance and support throughout the entire process and not just the scope of the loan application and that has been invaluable to me as a small individual investor expanding into the larger asset classes of multifamily investment."
Mr. Paul W., EMI Holdings, LLC
Highlands Apartments - Tallahassee FL
$4,000,000
Multi-Family
- $1MM-$50MM Loan Amounts
- Up to 80% Loan to Value Maximum, 75% for Student Housing, Concentrated Housing, or “Very Small Markets” - less than 20,000 MSA’s
- 5, 7, 10, 12, or 15 year Fixed Terms, or, 5, 7, or 10 year Hybrid ARM products available
- Non-Recourse Available – Standard Carve-outs apply
- Prepayment Options – Yield Maintenance or Various Stepdown Options – spread/bps add-ons may apply for stepdown options
- Up to a full 10 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Continental US Only
Hospitality
- $5MM-$50MM Loan Amounts for Primary Markets
- $1MM-$20MM for Secondary/Destination Markets
- Up to 70% Loan to Value Maximum for Purchases or R/T Refinances,
- Up to 65% for Cash-out Refinances
- 3, 5, 7, 10, 12, or 15 year Fixed Terms, or, 3, 5, 7, or 10 year Hybrid ARM products available
- Recourse & Non-Recourse Available – Standard Carve-outs apply for Non-Recourse
- Prepayment Options – Yield Maintenance or Various Stepdown Options – spread/bps add-ons may apply for stepdown options
- Up to a full 10 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Primary Markets Preferred, Secondary and Destination Markets Considered, Continental US Only
- Flagged Properties Preferred, not required in Destination Markets
Office
- $5MM-$50MM Loan Amounts
- Up to 75% Loan to Value Maximum, 70% for “Very Small Markets” - less than 20,000 MSA’s – Up to 85% CLTV w/ Mezzanine 2nd
- 5, 7, 10, 12, or 15 year Fixed Terms, or, 5, 7, or 10 year Hybrid ARM products available
- Non-Recourse Available – Standard Carve-outs apply
- Prepayment Options – Yield Maintenance
- Up to 5 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Continental US Only
Industrial
- $5MM-$50MM Loan Amounts
- Up to 75% Loan to Value Maximum, 70% for “Very Small Markets” - less than 20,000 MSA’s
- 5, 7, 10, 12, or 15 year Fixed Terms, or, 5, 7, or 10 year Hybrid ARM products available
- Non-Recourse Available – Standard Carve-outs apply
- Prepayment Options – Yield Maintenance
- Up to 5 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Continental US Only
Self-Storage
- $5MM-$50MM Loan Amounts
- Up to 75% Loan to Value Maximum, 70% for “Very Small Markets” - less than 20,000 MSA’s
- 5, 7, 10, 12, or 15 year Fixed Terms, or, 5, 7, or 10 year Hybrid ARM products available
- Non-Recourse Available – Standard Carve-outs apply
- Prepayment Options – Yield Maintenance
- Up to 5 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Continental US Only
NNN/Retail
- $3MM-$50MM Loan Amounts
- Up to 75% Loan to Value Maximum, 70% for “Very Small Markets” - less than 20,000 MSA’s – Up to 85% LTV w/ Mezzanine 2nd
- 5, 7, 10, 12, or 15 year Fixed Terms, or, 5, 7, or 10 year Hybrid ARM products available
- Non-Recourse Available – Standard Carve-outs apply
- Prepayment Options – Yield Maintenance
- Up to 5 year Interest Only available in top markets, I/O spread/bps add-on applies for each year of I/O
- Nationwide Markets, Continental US Only
SBA/USDA
- $1MM-$10MM Loan Amounts
- Up to 85% Loan to Value Maximum, 80% for “Very Small Markets” - less than 20,000 MSA’s
- 3, 5, 7, 10, 12, or 15 year Fixed Terms – All Quarterly Adjustable based on PRIME Rate plus a spread
- 15, 20, or 25 year fixed rate options
- Recourse Option Only – Typically 25 year amortization Max
- Prepayment Options – Step Down declining
- Up to 12 months Interest Only available in top markets
- Nationwide Markets, Continental US Only
- New Construction Available for up to $7MM Loan Amounts in select markets